Which type of fund is NOT typically included in the Thrift Savings Plan?

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Prepare for the Division Officers Management Test. Challenge yourself with flashcards and multiple-choice questions; each comes with hints and explanations to enhance learning. Get exam-ready!

The Thrift Savings Plan (TSP) primarily focuses on providing a range of investment options that are designed to help federal employees and members of the uniformed services save for retirement. Among the investment choices within the TSP are Lifecycle Funds, which automatically adjust their asset allocations based on the target retirement date, and various stock and bond funds, including International Stock Funds and Treasury Securities.

Retirement Income Funds, however, are not typically part of the TSP offerings. Such funds are generally designed to provide regular income during retirement and might include more complex strategies or asset selections that align with income generation rather than capital accumulation, which is the primary focus of the TSP. The TSP is structured to support growth through long-term investments rather than immediate income distribution, which is why Retirement Income Funds are excluded from its available options.

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